There are many steps to shipping a car and several things you need to worry about when getting ready to ship. From the call to start the shipping process to prepping your car for pickup, it can be hard to remember all the steps. To help alleviate some of your worries, we will talk about one of the steps here—car insurance.
The simple answer to the question do you need insurance to ship a car is no. Most states require the auto shipping company to have a form of insurance policy to protect the cars it delivers. This means that in the very unlikely case that anything happens in the transport, the insurance provided by the auto shipping company can cover it.
What it covers
The basic insurance provided by an auto shipping company can vary from place to place depending on their own policies and the state’s policies. For example, we have a minimum coverage of $100,000 coverage per car along with a million-dollar Contingent Cargo Legal Liability policy at Beacon Shipping Logistics. The insurance covers the cars but not what is inside them during transport. This means that you should empty your car of anything valuable before transport, as the carrier’s insurance will not cover it.
If you need more
You should always do some research into exactly what your shipping company covers before you make any decisions. But when it comes down to it, most people will not need to ever use their insurance; however, it can give people peace of mind to have it. This means that getting extra insurance is not necessary, but it can be nice to do. This becomes less true the more expensive the car is, as the basic insurance will only cover so much. If you are looking for high-end auto transport, you should think about getting more insurance than is provided.
Now that you know whether you do need insurance to ship a car, you can make an informed decision. The basic insurance provided by the auto carrier should cover most cars, but it can be nice to get more insurance.